Bank Card Funding - Services and Background

BCF provides working capital for small to medium business operators based on future credit card receivables.

Here is how the program works:

BCF awards a cash advance based on future credit receivables from the Merchant services account.

Based on the merchant volume, BCF will determine an average monthly value. This number is then multiplied by their funding factor to determine the maximum advance for which the merchant may qualify. The Merchant then agrees to a specified percentage to be deducted through their credit card terminal from the daily settlement.

The uniqueness of our factoring program is that, as your daily sales increase or decrease, so does the amount deducted. When business is slow you pay less, there is no preset payment amount, and no interest to accrue, ever.