Major corporations have taken advantage of factoring for decades. Only now is it available for advances as low as 10,000. BCF gives you the money you will earn tomorrow, right now.

Q: How do I qualify for a Cash Advance?

All Merchants must have been in operation for a minimum of 12 months and have a minimum monthly credit card revenue of 10,000 verified by the previous 12 months processing statements. The business must be current with its rent or mortgage.

Q: How much money can I get?

BCF will determine the amount of funding based on the Merchants monthly credit card volume. This amount is then multiplied by their funding factor to determine the maximum amount available.

Q: How do I pay you back?

BCF will deduct a predetermined percentage of your daily credit card settlement through their credit card processor.

Q: Do I have to switch processors?

Yes, with our processor you will enjoy the fastest deposits, the lowest rates, and the best service available anywhere in the industry. There is no extra fee for this outstanding benefit.

Q: Do I have to buy a new machine?

No, that is not required. BCF will use the machine or POS system you have now. If you are not satisfied with your current machine or POS system, BCF has solutions and financing available.

Q: How long will it take to get my money?

BCF can put money in your account in about 1 week from the time underwriting is complete.

Q: Do I need to have great credit?

No, you do not need great credit to qualify. Your business and personal credit score is reviewed in the underwriting process. However, this is only part of the equation. The benchmarks for this type of advance is much lower than those required for a traditional loan.

Q: When can I get more money?

Once 50% of the purchased revenue is collected, you may submit a new application for another advance.

Q: How long will it take BCF to collect the advance?

That depends on how well your business does. There is no interest ever, and no prepayment penalty. Only a small percentage of your company revenue is used to pay back the advance. BCF only gets paid when you get paid.